At CardTopp, we prioritize the protection and confidentiality of your personal and financial information. This Privacy Policy outlines how we collect, use, and safeguard your data when you access our services.

To provide our virtual card and wallet services effectively, we collect the following types of information:

* **Personal Identifiers:** Full name, email address, and authentication credentials. * **Financial & Wallet Data:** Account balances, funding history, virtual card issuance details, and transaction logs. * **Technical Information:** IP address, browser type, device information, and access timestamps collected automatically via standard server logs.

We use your information strictly for operational and safety purposes, including to:

* Process registrations and manage your CardTopp account. * Issue and manage your virtual cards and maintain accurate wallet balance records. * Prevent fraud, secure our infrastructure, and comply with regulatory requirements. * Deliver essential account notifications and customer support responses.

CardTopp does not sell, rent, or trade your personal information. We only share relevant data with trusted third parties under strict confidentiality agreements for the following reasons:

* **Payment Processors & Card Networks:** To authorize payments, issue virtual cards, and execute wallet funding transactions. * **Legal & Regulatory Authorities:** When compelled by applicable law, court orders, or official regulatory mandates.

We implement industry-standard encryption protocols (TLS/SSL) for all sensitive data transfers and enforce hashed passwords to prevent unauthorized access. However, no electronic transmission over the internet can be guaranteed to be 100% secure.

You have the right to access, update, or request the deletion of your account information at any time by reaching out to support. Note that certain transaction history logs may be retained as required by financial record-keeping laws.

If you have questions or concerns regarding this Privacy Policy, please contact our support team at **support@cardtopp.com**.